Hi, never thought it would get this bad or I'd try something like this, but I need help. I have three children, the oldest, age 12 is autistic. He was diagnosed at age 2.5 and fairly severe - non verbal, self injurious, food allergies, bowel problems, incontinent, tantrumming etc etc. Through lots of research I found out about the various biomedical options available for treating autism and began to obtain them for my son.
These treatments are all done by "alternative/complementary" medicine doctors, none of whom take medical insurance. I submit my bills to my medical insurance company and they're mostly either not accepted due to it not being an approved treatment method by the AMA - ie: Chelation to remove toxic metals, or after reducing cost to what the insurance considers "reasonable" they then apply the deductible and the 80/20 split. Usually this comes up to just about nothing. These bills have totalled $30,000 - $40,000 per year for the last 6 years. It only adds up to a few thousand in medical deductibles as a refund on taxes
These medical treatments - chelation, diet, supplements, GI/neurological treatments etc along with behavior therapy, have all helped my son immensely - he is now verbal to the point of beginning conversational, has ever evolving imaginative play and social skills and tantrums, although still there, are decreasing.
It's all very stressful on my family both emotionally and financially. Thank God for credit cards and being able to refinance our home (we're on our third time). Although my husband has a decent job, I have not been able to work (I did accounting in my former life) due to the demands of having a disabled child. Just this year he was home for two months while I searched for a better placement after he was booted from district school due to behaviors. What job would let you take two months off, not to mention the times I need to attend meetings, or pick him up. There is also noone that can watch him due to his behaviors, my husband and I haven't had a night/day alone in 8 years.
I would be more than willing to help out anyone with the medical knowledge I've gained as well as any bookkeeping help or whatever else I could do as a trade off. Our credit cards are almost at their limit, we still have two to three years of treatments left and I'm running out of ideas on what to do for financing. I want to give my son the best chance he can at having as normal a life as possible.
Here since: Jun 29, 2008
Female, 44
tomball, tx
Languages: english
my stepfather is in triumph hospital in tomball tx. we are from pennsylvania. he has been in the hospital for 3 1/2 months; the doctors are ready to release him. he has medicare & pa state medical ass...see full post
Here since: Jun 19, 2008
Female, 31
Cashier
Fort, Worth
Languages: English
I am a 32 year old female in need of help. I would like to recieve extra money to pay off my medical bills. I have a kidney stone and my county hospital says they can not do anything until they get a...see full post
Here since: Jun 17, 2008
Female, 44
Sales Professional
Boston, MA
Languages: English
I'm a single mom of 3 and a (double) victim of the mortgage meltdown. My job was lost and my home is now worth $125K more than I paid for it. I can't sell and I can't refinance. I've had extraordinary...see full post
Here since: Jun 13, 2008
Female, 60
Nanny
Parker, Co
Languages: English
I am in desperate need of oxygen and a cpap machine with humidifier. I have no medical insurance to cover these items. My oxygen level is 68 and I gasp for air on a continuos basis. It is really scarr...see full post
Here since: Jun 9, 2008
Male, 37
Custodian
Missoula, Montana
Languages: english
I am in complete debt due to many situations including medical bills. My daughter who was legally blind all the way up to age 18 got surgery and is so happy to see almost completely. The surgery along...see full post
Here since: Jun 7, 2008
Female, 42
security guard
baltimore, maryland
Languages: english
hell-o my name is charlene,I'm a single mother of three with a grand child also to take care of, our bills exceeds all of my money.It is hard for my teenage children to get a job.it seems that every ...see full post
Here since: Jun 5, 2008
Female, 30
disabled
granbury, tx
Languages: english
I am 31 years old and was diagnosed in the last 2and1/2 years with multiple disabilities. The first of wich is arthritis, fibromyalgia, arthralgia, osteoperosis, 2 bulging discs in my back and finall...see full post
Here since: Jun 3, 2008
Male, 27
cashier
Asher, Kentucky
Languages: English
Well my problem is, is that I'm blind. I have horrible vision and my natural lens in my right eye is scratched. My eye doctor told me that if I did not get it operated on and fixed my eye would die ...see full post
Here since: Jun 2, 2008
Female, 22
Housewife
Saint George, South Carolina
Languages: English
we are a young family with a 3 year old and my husband is on disability. We are having trouble with our bills and everything. We dont even have adaquit A/C. I cannot work due to my disability. i am in...see full post